Everyday is a good day for investment but do not wait till the last minute. WHY? Today's decision should consider tomorrow's needs. There is a direct relationship between the amount of money you need to accumulate and the number of years you have to do it.
For example:-
Let say, you plan to have a RM 400,000.00 to purchase your own house and you have 10 years to do it. Basically you need 10% for the down-payment which is RM 40,000.00.
You may just start your regular investment; let say start from RM 5,000.00 and monthly RM 300.00 on regular basis. Assume the annual rate of the return of the fund 10%. Over 10 years you already made RM 45,100.00 which is enough for your to make your down-payment.
Time is the real asset for your planning for your future; it can be for your education, child's education or even for your retirement. The more time we have to save, the fewer ringgit we need now. Do not let time slip away. ACT NOW!!!
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